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Medical insurance Treatment without limits
Insurance coverage
The "Treatment without Limits" health insurance provides the insured with services and medical expenses incurred during the period of coverage for the treatment of covered diseases and medically necessary medical procedures. Expenses are covered within the sum insured and limits specified in the specific conditions.
Sum insured and limits of liability
The maximum amount of benefits under the insurance is EUR 1 000 000 for one insurance year and EUR 2 000 000 for the entire period of insurance. 2. The cost of medicines purchased in the territory of the Republic of Bulgaria after treatment of a covered illness or medical procedure shall be reimbursed up to EUR 50,000 for the entire period of insurance. 3. For each complete 24-hour period of stay in the Insured's hospital, 100 EUR will be paid for a maximum of 60 days per insured event. 4. The limits for the cost of medicines purchased in the territory of the Republic of Bulgaria and for the daily hospitalization indemnity, the travel, accommodation and repatriation of mortal remains indemnities are part of the total sum insured and limits.
Territorial coverage
Cover is valid for medical expenses incurred outside the territory of the Republic of Bulgaria, except for the cost of medicines.
Covered diseases
- Treatment of cancer
- Coronary artery bypass grafting (myocardial revascularization)
- Heart valve replacement or reconstruction
- Intracranial surgery and specific spinal cord surgery
- Transplantation of organs from living donors
- Bone marrow transplantation
COVERED SERVICES, EXPENSES AND CASH BENEFITS
- Covered services prior to receiving treatment abroad Second opinion service: the insured will be entitled to request from Further at the time of the notice of claim Service for a second medical opinion to confirm a diagnosis of a covered condition or medical procedure and evaluate the optimal treatment plan.
- Covered medical expenses during treatment abroad
- Covered non-medical expenses during treatment abroad
3.1. Travel expenses for treatment abroad - the expenses for travel outside the Republic of Bulgaria of the Insured, one companion or two companions are covered when the Insured receiving treatment is a minor.
3.2. Accommodation costs during treatment abroad
3.3. Repatriation costs
- Covered cash benefits during treatment abroad 4.1. Daily hospitalization benefit - for each full 24-hour period of stay in the hospital for treatment of a covered illness or medical procedure, the Insured is paid EUR 100 for a maximum of 60 days per insured event.
- Covered medical expenses after returning from treatment abroad
Tax benefits